Peppy has inquired about the possibility of obtaining a microloan from the SBA. Thistype of loan is awarded primarily on the basis of the _________.
A) Borrower's credit history and record of previous business success.
B) Age of the borrower, since only senior citizens qualify.
C) Amount of collateral the borrower can pledge.
D) Borrower's integrity and the soundness of the business idea.



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