City ordinances mandate car ownership as a prerequisite for accessing employment opportunities within city government. This requirement disproportionately impacts residents of a low-income, predominantly Black neighborhood with limited public transportation infrastructure. Which statement best explains the potential for racial inequity arising from this policy, even if it was not explicitly formulated with discriminatory intent?

a. Implicit biases might influence enforcement of the car ownership requirement, leading to racial disparities in employment access.
b. This policy represents an example of structural racism, where seemingly neutral systems perpetuate racial inequalities inadvertently
c. The policy effectively creates a barrier to employment solely for residents of this specific neighborhood.
d. Requiring car ownership disregards alternative transportation options and imposes an unnecessary financial burden on all residents.