Jill is 75 and is a retired schoolteacher. Jill decides to make some investments, but because she has had little business experience she books an appointment with Brad, her local bank manager, who works for TrustUS Bank Ltd. Brad has been her local branch manager for 15 years and Jill trusts him completely. Brad advises her to think about a foreign currency diverse investment portfolio. He hands her a list of companies listed on the ASX that he recommends are suitable for "long term investment". Jill leaves Brad's office pleased with his advice, but is puzzled that he didn't ask any questions about her age, work status or current financial situation. Nonetheless, Jill feels that Brad is sincere and honest.
A) The NCCP/NCC will apply to this situation.
B) TrustUS Bank Ltd owes a fiduciary duty to Jill when Brad provided her with this advice.
C) All the other answers are incorrect.
D) All the other answers are correct.