Mr. Deneau accumulated $110,000 in an RRSP. He converted the RRSP into a RRIF and started to withdraw $4500 at the end of every three months from the fund. If interest is 6.8% compounded monthly, for how long can Mr. Deneau make withdrawals? State your answer in years and months (from 0 to 11 months).
He can make withdrawals for ____ year(s) and ____ month(s).