Maria is an insurance producer who has joined her local Plumbing and Heating Association in order to position herself among its business owner members so that she can more easily offer her professional services to them. Which of the following is she ethically bound to candidly disclose to consumers?
a) that her objective in joining the association is to offer her insurance services to members
b) that she would consider becoming a plumber
c) her desire to offer informative programs to members
d) information about her licensing and credentials