Company XYZ is planning to undertake a project requiring an initial investment of £68 million and is expected to generate £10 million in Year 1, £13 million in Year 2, £16 million in year 3, £19 million in Year 4 and £22 million in Year 5. Calculate the payback value of the project. O a. 4.45 years O b. 3.8 years O c. 5 years O d. 4.09 years