What is the formula needed for excel to find the monthly payment on a house that costs $189,000 with an APR of 3.1% and lasts for 32 years?
a. =PMT(.031/12,32,-189000)
b. = PMT(.031/12,3212,-189000)
c. = PMT(.031/12,3212,-189,000)
d. = PMT (.031/12,32**12,-$189000)



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