A sunflower is an angiosperm, and a gingko is a gymnosperm. Which three statements correctly describe the life cycles of sunflowers and gingkoes?

I. Both the sunflower and gingko have seeds.
II. Both the sunflower and gingko have cones.
III. The seeds of sunflowers are protected by a fruit; the seeds of gingkoes are not protected by a fruit.
IV. The life cycle of sunflowers involves double fertilization; the life cycle of gingkoes involves single fertilization.
I, II, and III
I, III, and IV
II, III, and IV
I, II, and IV