Which one of the following would NOT be excluded in the unendorsed Homeowners 3 - Special Form?
a. Amilo's basement was flooded after a heavy storm when his sump-pump failed.
b. Taras roof was damaged when a tornado downed her neighbor's massive 100-year-old oak tree.
c. Mike lit a candle and put his window curtain in the candle resulting in serious fire damage to his home.
d. Sarah's home was seized by authorities as a result of a money-laundering scheme she was involved in.