Zach is worried about identity theft and comes to you to clarify a few pieces of information. Which of Zach's statements is FALSE? A "Checking my credit report every year will help me catch any errors and/or false accounts opened in my name." B "Someone doesn't have to look like me to steal my identity; they just need a few pieces of important, personal information." C "I'm under the age of 18 and don't make a lot of money, so I am not a likely target for identity theft." D "If someone steals my identity and makes fraudulent charges, it may take some time and effort to restore my credit report back to normal."