Thomas is 24 and is trying to determine the annual premium for his auto insurance. He finds that he will pay $134 for 25,000 in property damage coverage, $76 for uninsured motorist coverage, 25/50 liability coverage and $2000 medical that costs $302, $63 for comprehensive coverage, and $157 for collision coverage. The youthful-operator factor is 2.10 because he has been through a driver training course. What is Thomas' annual premium?