All of the following statements about insurance regulation are true EXCEPT:
A) The National Association of Insurance Commissioners (NAIC) can force states to adopt the model laws that it drafts.
B) Insurance commissioners are appointed in some states and elected in some states.
C) Insurers are subject to regulation by certain federal agencies and laws.
D) An insurance commissioner can revoke or suspend an insurer's license to do business in his or her state.