Hicks health clubs, incorporated expects to generate an annual ebit of $520,000 and needs to obtain financing for $1,170,000 of assets. its tax bracket is 37%. if the firm uses short-term debt, its rate will be 7.5%, and if it uses long-term debt, its rate will be 8.5%. by how much will their earnings after taxes change if they choose the more aggressive financing plan instead of the more conservative plan?