Say something substantive about "For this discussion, I chose to write about Visa. Visa was publicly traded for the first time on March 19, 2008. Visa operates in technology-based markets that involve them in several risks. Some of these risks include the following: *Inability to secure financing may affect the future of Visa's business negatively. *Third-party or competitors may infringe on Visa's intellectual property (SEC, 2023). Visa holds patents for certain products and services and sells products under various trademarks and names. If a competitor or third party infringes on these rights, it would be a costly legal process to defend its intellectual property rights, which would negatively affect future business (SEC, 2023). *Visa's stock may be traded infrequently and in low volumes, which would not allow shareholders to sell at the price needed to sell (SEC, 2023). *Changes to accounting rules or regulations may adversely affect the results of operations for Visa (SEC, 2023). Future changes to accounting rules and regulations or the questioning of current accounting practices may negatively affect the consolidated financial condition or results of operations for Visa (SEC, 2023). These are just a few risk factors Visa may face. These factors, among others, show the _____