Select the correct answer from each drop-down menu. Troy is searching for a new home. He’ll need to take out a mortgage once he finds a house. Before visiting the bank, Troy decides to check his credit score on his credit report. To Troy’s surprise, his score was much lower than he thought. He also discovered that there were two credit card accounts he didn’t recognize. Troy could have been a victim of , and he should check his more often to avoid being surprised in the future.