Cameron has completed two discovery meetings with Hikari and she has agreed to sign a letter of engagement to formalize their relationship. What is the next step Cameron should undertake with Hikari?
a) clarify Hikari's current financial situation
b) develop and present an investment plan to Hikari
c) identify opportunities and constraints Hikari faces in relation to her stated objectives
d) gather personal financial information from Hikari and establish and prioritize her goals and objectives