Reading through a credit card's schumer box you see the apr for a specific card is set at 9.99% - 23.99%. Which statement is true?

a. with credit card aprs, cardholders like higher aprs because they earn more with credit card aprs
b. cardholders like higher aprs because they earn more your apr will be within that range
c. depending on the strength of your credit history your apr will be within that range
d. depending on the strength of your credit history when given a range of aprs like this