In John Balfour's credit card account interest is charged on the average daily balance. The cycle begins on May 4, and the cycle ends on June 3. The beginning balance is $ 286.75 . A payment of $150 is posted on May 18. A charge of $19.29 is posted on May 7. A charge of $59.69 is posted on May 12. A charge of $103.15 is posted on May 29. John is charged 1.13% per period. What is the finance charge for the cycle?