Think about how health care is paid for or financed, the structure of the model (e.g., gatekeeper, open-access, or combination of both), and the benefits and the challenges for providers.

Choose 3 of the following types of health insurance plans. Provide a realistic scenario where each of these plans would be the best fit for a specific patient.
Health maintenance organization (HMO)
Preferred provider organization (PPO)
Point-of-service (POS)
Provider-sponsored organization (PSO)
High deductible health plans (HDHPs) and health savings accounts (HSAs)