In many cases, property taxes when you own a home are paid every six months, homeowner's insurance is paid once per year, and car insurance is paid every six months. One homeowner pays in property taxes twice a year, in homeowner's insurance annually, and makes car insurance payments of and every six months. If this homeowner wants to spread these expenses out by putting some money each month into a savings account, how much should she put aside per month? Round your answer to the nearest cent