A policyowner usually must satisfy certain conditions before a life insurance policy can be reinstated. The following statements can correctly be made about the conditions necessary for reinstatement:
A. The policyowner must complete a reinstatement application.
B. The policyowner must provide evidence of insurability.
C. For a fixed-premium policy, the policyowner must pay all missed premiums, plus interest.
D. The policyowner must either repay any outstanding policy loan or have the loan reinstated w th the pollcy.

A. A. B, C, and D
B. A, C, and D only
C. A and B only
D C and D only