Consider the following amortization schedule:



Payment # Payment Interest Debt Payment Balance
1

1
,
167.34

540.54

626.80

259
,
873.20

2

1
,
167.34

539.24

628.10

259
,
245.10

3

1
,
167.34

x

y

z



With the exception of column one, all amounts are in dollars. Calculate
y
.