Rudy bought the vacant lot adjacent to her house and planted a large garden there. The garden produces more vegetables than her family needs, and Trudy earns some extra cash by selling them at a local farmers market. Trudy never mentioned this to her insurance agent. Trudy probably has a coverage gap because:

a. A garden is an attractive nuisance.
b. Her homeowners policy has various business-related exclusions and restrictions.
c. The garden is not an insured location.
d. Women cannot qualify as gentleman farmers.