Which of the following individuals is considered to be at moderate risk for heart disease as per the ACSM guidelines? - A 35-year-old male who smokes and has a family history of heart disease - A 45-year-old female who is physically inactive and has high blood pressure - A 50-year-old male who is overweight and has type 2 diabetes - A 55-year-old female who has a sedentary job and high cholesterol levels
