You can also do the division with remainders to find the answer:
195 ÷ 96 = 2,041666666666667
So you can clearly see that there are more than two but less than three 96s in 195. So multiply 96 by 2 and then substract the result from 195 to find the remainder:
96 * 2 = 192
195 - 192 = 3
It means that in 195 there will fit two 96s with a remainder of 3.
We can also write it as two 96s and 3/96, what can be further simplified to two 96s and 1/32.