The phrase "about 99% of life is a choice" means that most of what happens to us is because of decisions we make. It says we're in control of our lives most of the time. Even when things are tough, we still have some say in how we react or what we do next. But it's important to remember that not everyone has the same chances to make choices because of things like money or where they're from. So, while we have a lot of power over our lives, it's also important to recognize that some people have more opportunities than others.