When choosing a healthcare provider, the responsibility for making sure insurance covers the care typically falls on:
C. insurance companies
Insurance companies are responsible for verifying coverage and determining the extent of benefits available for specific healthcare services. They evaluate the medical necessity of treatments and procedures based on the terms of the insurance policy. Patients should also be aware of their insurance coverage and communicate with their providers to ensure that the services rendered are covered by their insurance plan.
In summary, while both patients and healthcare providers play roles in the process, ultimately, it is the insurance companies that have the authority to decide on coverage based on the terms of the insurance policy.
