Jaz has a wealth of $250,000, all of it wrapped up in her mountain-bike tour business. She believes there is a 20 percent chance a client will become injured and successfully sue her (pr[sue/lose] = 0.2), leaving her with a wealth of $100,000. Jaz's utility function over wealth is of the form: U(W) = ln(W) (or the natural log of W). (Use 4 decimal places for utility values for calculations.) What is the maximum insurance premium Jaz is willing to pay?