Answer :

Speculative investments are considered high-risk. - **True**. Speculative investments involve a high degree of risk due to their volatile nature and uncertainty of returns. These types of investments typically do not have a solid foundation of intrinsic value and are often based on speculation rather than fundamental analysis. - Example: Investing in a startup company with no track record or investing in highly leveraged assets like cryptocurrencies can be considered speculative investments. The potential for high returns exists, but so does the risk of losing a significant portion or all of the invested capital. In conclusion, speculative investments are indeed high-risk, making the statement "Speculative investments are high-risk" true.