Answer:
I would explain to your little sister that renter's insurance is a type of insurance that helps protect renters' possessions and property against losses due to accidents, theft, fire, extreme weather, and other disasters. It covers damage to rented homes, personal belongings, and liability from lawsuits.
I would then tell her that it's important to read the policy carefully to ensure she understands the coverage options and limitations. I would also suggest that she consider getting a quote from multiple insurance companies to get a great deal, or speak to an insurrance broker.
Step-by-step explanation:
Hope this helps :3