The sentence that describes a situation that does not increase the need for health insurance is:
C. Carmen's great grandmother recently celebrated her 90th birthday.
Explanation:
1. Carmen's great grandmother reaching the age of 90 does not inherently increase the need for health insurance. Aging alone does not necessarily lead to an immediate surge in health insurance requirements.
2. Unlike options A, B, and E which involve risky activities, health conditions, or potential exposure to hazardous materials that could result in health issues requiring insurance coverage, Carmen's great grandmother's birthday celebration is not a factor that directly impacts the need for health insurance.