You find an error on your credit report. You credit card company indicates that you are 60
days late on your payment but you have the bank records to prove that you paid it on time
and never missed a payment.
What should you do to fix the error? Who do you contact? Explain in detail how you would
handle this situation.



Answer :

Final answer:

To fix an error on your credit report, contact the credit reporting agencies and your credit card company with evidence of your on-time payment, then monitor your report for corrections.


Explanation:

How to Fix an Error on Your Credit Report:

If you find an error on your credit report, such as being marked as late on a payment you made on time, take these steps:

  1. Contact the Credit Reporting Agencies: Notify the credit bureaus (TransUnion, Experian, Equifax) of the error in writing with proof of your on-time payment.
  2. Reach Out to Your Credit Card Company: Inform them of the mistake and provide evidence of your timely payment. Request that they correct the error on your credit report.
  3. Follow Up: Monitor your credit report to ensure the error is corrected. It's essential to stay proactive in resolving credit report inaccuracies.

Learn more about Credit report error resolution here:

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