Determine if each situation would raise, lower, or have no impact on your credit score.
Paying one credit card payment 30 days
[Choose]
late
Checking your own credit
[Choose]
Applying for a car loan and having
[Choose ]
multiple lenders pull your credit score
Paying down your balance on all of your
credit cards
[Choose ]
Getting a student loan
[Choose]
>
>



Answer :

Final answer:

Paying bills on time and managing credit wisely positively affects your credit score while multiple inquiries for a loan could lower it.


Explanation:

Impact on Credit Score:

  1. Raise: Paying one credit card payment 30 days late.
  2. No Impact: Checking your own credit.
  3. Lower: Applying for a car loan and having multiple lenders pull your credit score.
  4. Raise: Paying down your balance on all of your credit cards.
  5. Raise: Getting a student loan.

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