The Equal Credit Opportunity Act prohibits discrimination in credit based on factors like age and marital status. The Gramm-Leach Bliley Act mandates banks to disclose consumer information practices. The Right to Financial Privacy Act safeguards customer financial information through court orders.
Equal Credit Opportunity Act: This law prohibits creditors from discriminating among consumers based on factors like age and marital status. For example, it ended the practice of lenders refusing to loan money to married women independently of their husbands.
Gramm-Leach Bliley Act: This law requires banks to explain what information they collect and share about consumers and to safeguard their financial information.
Right to Financial Privacy Act: This law mandates that the federal government must obtain a court order to access customer financial information, protecting individuals' financial privacy.
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