The correct answer is:
A. check the person's credit history to make sure he or she pays debts on time.
When someone applies for a loan from a bank, the bank will typically check the applicant's credit history. This is done to assess the person's creditworthiness and determine if they have a history of repaying debts on time. A good credit history indicates that the person is likely to repay the loan as agreed, while a poor credit history may make it more difficult to qualify for a loan or could result in higher interest rates. By reviewing the credit history, the bank can make an informed decision about whether to approve the loan and under what terms.
