Debit cards transfer money directly from a checkable account, unlike credit cards that involve borrowing. Debit cards are linked to the cardholder's bank account for easy fund access.
Debit cards allow individuals to transfer money from a checkable account to a merchant without writing a check. This differs from credit cards which involve borrowing money from the card issuer. Debit cards are directly linked to the cardholder's bank account, providing easy access to available funds.