Answer :
Final answer:
Federal student loans offered by the US Department of Education have fixed interest rates and provide easy access to school loans.
Explanation:
Federal student loans are offered through the US Department of Education. These loans feature fixed interest rates that do not change over time. An example of a federal student loan is the Direct Loan, also known as a Federal Stafford Loan, which offers competitive fixed rates and does not require a credit check or cosigner.
Learn more about Federal student loans here:
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