Final answer:
Medicare is a public insurance program for individuals over 65, while HMO is not a public insurance program.
Explanation:
Medicare is a public insurance program that primarily covers individuals over the age of 65, providing health insurance for seniors. On the other hand, HMO (Health Maintenance Organization) is not a public insurance program but rather a type of managed care health insurance plan typically offered by private insurance companies or employers to individuals. Medicaid is another public insurance program that assists low-income individuals with healthcare costs.
Learn more about Public health insurance programs here:
https://brainly.com/question/41334833
