Final answer:
An exclusion in insurance policies means that certain risks or circumstances are not covered by the policy.
Explanation:
When an insurer issues a policy that refuses to cover certain risks, this is referred to as a(n):
An exclusion in insurance policies means that certain risks or circumstances are not covered by the policy. For example, a health insurance policy may exclude coverage for pre-existing conditions or a homeowner's insurance policy may exclude coverage for earthquakes.
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