To have a good credit score, pay off debt promptly, be cautious with opening many credit accounts, and avoid maxing out credit limits.
Paying off your debt as quickly as possible is crucial to having a good credit score as it shows financial responsibility and reduces credit utilization. Opening a lot of credit accounts in a short span can be risky and negatively impact your credit score. Keeping your balance at the maximum available amount of credit can signal overextension and harm your credit score.
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