Answered

All long-term care policies sold in Maryland MUST contain a(n)
O term life rider
O nonforfeiture clause
O disability benefit
O alcohol exclusion
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Answer :

GinnyAnswer

Final answer:

Long-term care policies in Maryland must include a nonforfeiture clause to ensure policyholders receive benefits even if the policy is terminated.


Explanation:

Nonforfeiture clause is a mandatory component in long-term care policies sold in Maryland. This clause guarantees that the policyholder receives a benefit even if the policy is canceled or lapses.


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