Answer :
Final answer:
Secured loans are less risky to lenders due to the presence of collateral, allowing them the ability to seize assets if the borrower defaults on the loan.
Explanation:
Secured loans are considered less risky to the lender because they involve collateral, such as a house or car, which the lender can seize if the borrower fails to repay the loan. This reduces the lender's risk as they have a way to recover their money through the sold collateral.
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