Answered

If an insurance company issues a policy even though some questions on the
application were unanswered, when can the insurer get the answers to those
questions?
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A. Within 3 months of issuing the policy
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B. At any time within the incontestable period
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C. Never; the insurer has waived its right to those answers by issuing the policy
D. Within 30 days of issuing the policy



Answer :

GinnyAnswer

Final answer:

Insurers can obtain answers to unanswered questions within the incontestable period after policy issuance.


Explanation:

At any time within the incontestable period, the insurer can get the answers to the unanswered questions. The incontestable period is a specific timeframe after the policy issuance during which the insurer can challenge the policy due to misrepresentations or unanswered questions.

During this period, the insurer has the right to request missing information and make adjustments to the policy based on the new information provided. It is essential for both the insurer and the insured to clarify any ambiguous or missing details to ensure accurate coverage.


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