Final answer:
Credit cards and debit cards differ in how they handle charges and interest. Credit cards involve borrowing money and paying back with interest, while debit cards use the holder's own funds without interest.
Explanation:
Credit cards and debit cards are not similar in terms of charging interest. Credit cards allow users to borrow money from the card issuer and pay back the borrowed amount with interest. On the other hand, debit cards are connected to the holder's bank account, and the money used is the holder's own funds, hence no interest is charged.
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