Final answer:
Direct Unsubsidized Loans accumulate interest during the student's time in school, impacting the loan balance upon graduation.
Explanation:
Direct Unsubsidized Loans accrue interest while students are in school. If interest payments are not made during school, the interest is added to the loan amount annually, increasing the overall student loan balance. Maximum annual borrowing limits apply, such as [tex]$12,500 for undergraduates and $[/tex]20,500 for graduate or professional students.
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