Final answer:
Among the choices listed, stocks are the riskiest investment option due to their potential for high returns despite the high level of risk involved.
Explanation:
Stocks are considered the most risky financial investment among the options listed. While savings accounts have low risk and low returns, stocks are the riskiest but offer the potential for higher returns, balancing the risk-reward ratio. In comparison, mutual funds pool money from multiple investors to invest in diversified portfolios, which can be less risky than individual stocks.
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