Hope this helped.
Through the Social Security Disability Insurance (SSDI) program, Social Security offers workers protection against life insurance and disability insurance. Contributions to the Social Security payroll tax are how workers obtain this protection.
In the event of the death of a young worker with average earnings, spouse, and two children, Social Security would pay for a life insurance policy in 2023 with a face value of around $948,000. 96% of workers in 2023 who were between the ages of 20 and 49 and had Social Security-covered occupations would have received this protection.
In the event that a worker lost their job due to a serious disability, Social Security would provide payments under the SSDI program. 90% of individuals between the ages of 21 and 64 who held covered job in 2023 would be covered by this protection.