Final answer:
The Fair Debt Collection Practices Act (FDCPA) prohibits harassment, imposes penalties on violators, and prevents repossession and foreclosure abuses by debt collectors.
Explanation:
The Fair Debt Collection Practices Act (FDCPA) outlaws harassment by debt collectors, ensuring they cannot engage in abusive or threatening behavior towards debtors.
Under the Act, penalties are imposed on debt collectors who violate the set guidelines, protecting consumers from unfair practices.
Additionally, the FDCPA prohibits actions such as repossession and foreclosure by debt collectors in an abusive or unfair manner.
Learn more about Fair Debt Collection Practices Act here:
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