Final answer:
Withdrawal of more money than available in checking account leads to an overdraft fee, not interest fees.
Explanation:
One disadvantage of withdrawing more money than is available in a checking account is incurring an overdraft fee. This fee is charged by the bank when you spend more than you have in your account, resulting in a negative balance.
Unlike an interest fee, which applies to borrowing money, an overdraft fee is a penalty for spending beyond your available balance. It's important to manage your finances to avoid incurring extra costs such as this.
Learn more about overdraft fees here:
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