Final answer:
Factors such as unemployment and economic downturns can lead to homelessness, especially in urban areas.
Explanation:
Unemployment, lack of affordable housing, substance abuse, and mental health issues are among the primary factors that can lead to homelessness. While individual circumstances play a role, economic downturns can significantly contribute to the rise in homelessness rates. For instance, losing a job or facing a sudden financial crisis can push individuals towards homelessness, especially in urban areas.
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